Why Is Financial Aid for Mesothelioma Important?
If you have recently been diagnosed with mesothelioma, your life changes. In addition to having to receive potentially taxing cancer treatments, you’ll also have to think about affording your costs of care. In light of this, financial aid can help take some of the burden off of you and your loved ones.
Mesothelioma financial assistance can:
- Cover the high costs of medical treatment, including travel bills
- Compensate for lost wages if you and your loved ones can’t work
- Pay for basic living expenses, including car payments, utilities, and rent
- Protect your family’s future if you pass away
Understanding your financial aid options for mesothelioma can help you prepare for both the expected and unexpected expenses that may pop up as you seek treatment.
Options for Mesothelioma Financial Assistance
Mesothelioma Insurance Claims
Medicare, Medicaid, and private health insurance plans are all ways to help you afford mesothelioma treatment.
Before seeking treatment, check with your health insurance provider to help you understand what is covered in your plan and how much you may expect in co-pays. There should be no gaps in coverage, as this could lead to out-of-pocket costs.
Also, make sure to keep track of medical bills, insurance claims, and prescription records to resolve possible billing errors or disputes.
Housing and Travel Grants
Even if mesothelioma treatments are covered by your insurance plan, you may have to travel to access them if there is not a specialist close to where you live. Out-of-pocket travel expenses can add up quickly, but you may be able to get reimbursed through grants.
Mesothelioma travel grants can cover:
- Fares for cabs, taxis, and Uber/Lyft rides
- Gas costs
- Hotel stays for you and your family
- Ticket costs for travel by airplane, bus, or train
Cancer organizations like the Mesothelioma Applied Research Foundation (Meso Foundation) provide travel grants for qualifying applicants. Additionally, if you’re seeking mesothelioma treatment from a VA doctor, your travel expenses may be reimbursed.
To ensure you are getting the best value from a travel grant, check to see what expenses will be covered before applying.
If you are a veteran with mesothelioma, you can pursue financial help from the VA. In fact, you may be able to receive free or low-cost mesothelioma treatment through the VA Health Care System.
Other VA benefits that provide financial aid include:
- Disability compensation
- VA Dependency and Indemnity Compensation (VA DIC)
- Special Monthly Compensation (SMC)
To access VA benefits, you must show that you were exposed to asbestos during military service and that this caused you to develop mesothelioma later in life.
Asbestos Trust Funds
Asbestos product manufacturers who filed for bankruptcy to avoid lawsuits were forced by the U.S. courts system to put money in special trusts so that current and future victims of asbestos exposure could get compensation.
Over $30 billion has been set aside in asbestos trust funds. If you qualify, you can receive a portion of this money.
Connect with our team today to learn if you can access financial compensation from an asbestos bankruptcy trust.
If an asbestos company does not have a trust fund, you may be able to file a lawsuit against them. Most mesothelioma lawsuits are settled out of court for around $1 million to $1.4 million, which allows you to receive compensation without the need for an in-person trial.
“Many of my patients who have settlements have said to me, ‘That’s my bankroll. That is to make sure that whatever it is I need, I can afford to do to take care of myself.’”
– Mary Hesdorffer, Executive Director of the Meso Foundation
Working with a mesothelioma lawyer can help take the hassle out of filing a lawsuit. Your lawyer will handle most of the work that comes with the case while you focus on your health and well-being.
Mesothelioma Financial Aid Organizations
Some of the world’s leading cancer organizations provide financial aid to those with mesothelioma and other types of cancer.
Groups that offer mesothelioma financial assistance include:
- American Cancer Society
- Cancer Care
- National Cancer Institute
- Cancer Financial Assistance Coalition
- American Society of Clinical Oncology
- Pacific Mesothelioma Center
- Cancer Support Community
- Cancer Research Institute
- Mesothelioma Applied Research Foundation
- Cancer and Careers
Reach out to these organizations to learn if you can get mesothelioma financial support during your cancer fight. You can also connect with a social worker to find local groups that offer financial aid.
Steps To Receive Mesothelioma Financial Assistance
You shouldn’t have to invest a lot of time and energy into seeking financial help during your cancer battle.
Below, we’ve laid out the basic steps of pursuing financial aid after a mesothelioma diagnosis. If you have additional questions or would like to begin this process, our team of Patient Advocates is available 24/7 to provide information and support.
1. Contact Our Team
- Visit our contact page
- Use our online chat option
When you reach out to us, we can begin to determine whether you’re eligible for mesothelioma financial assistance through a lawsuit, asbestos trust, or the VA. There is no cost to contact our team.
2. Build Your Case
After you call, our legal team will evaluate the specifics of your claim and start building your case. We will then file the claim on your behalf, ensuring you and your family members won’t be burdened during this process.
3. Get Financial Aid
After the claim is filed, you will be updated as financial aid is awarded. It’s likely that you’ll start to receive compensation within 90 days. Additionally, you may get money from multiple sources, such as from asbestos trust funds and the VA, depending on the nature of your case.
Access Mesothelioma Financial Assistance
If you or someone you love has mesothelioma, you shouldn’t have to worry about medical bills and other expenses. Mesothelioma financial assistance can help you cover your costs of care, keeping you and your family economically secure for years to come.
No matter what financial aid options you wish to pursue, our team is standing by to assist you.